Comarch Factoring system

A digital solution empowering banks and financial institutions to offer receivables and payables finance services including invoice financing.

Trusted by

BNP Paribas
Bibby Financial Services
mBank logo
ING
Coface
KBC logo
BGŻ BNP Paribas
DNB
Get in  Bank logo
Dresdner Factoring logo

Supported Financial Products

Comarch Finance Platform can offer flexible and scalable support for a wide range of financial products. 

Receivables Purchase

Receivables 
Purchase 

Instant liquidity though receivables financing.  

Invoice Discounting Icon

Invoice Discounting 

Unlock working capital confidentially without notifying debtors. 

Factoring Icon

Factoring

Manage any type of factoring: Recourse/Non-Recourse, International and more.

Payables Financing Icon

Payables Financing 

Early payment solutions to improve liquidity and supplier relationships.

Dynamic Discounting Icon

Dynamic Discounting

Early payment options with flexible discounting terms.

Reverse Factoring Icon

Reverse Factoring

Supplier financing based on buyer credit ratings.

Payables Financing Icon

Client-balance-driven flexible financing

Dynamic Discounting Icon

Automated management of large invoice volumes

Reverse Factoring Icon

Reduced administrative effort for system management

+ and more: installment loans, leasing, mortgage loans, debt restructuring 

Infographic Recourse Factoring

What You Gain

Key Benefits 

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Seamless Integration

Whether you’re operating with legacy systems or modern tools, Comarch Finance Platform integrates effortlessly, allowing you to optimize and extend your current ecosystem without disruption.

Smart Financing  Management icon

Smart Financing Management

Comarch Finance Platform ensures complete oversight and flexibility in managing financing operations across diverse client groups and financial products. 

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Scalable Infrastructure

Designed to grow with your business, our modular, cloud-based platform makes it simple to add new financing options, accommodate increased demand, and support business expansion.

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Precise Operations, Intuitive UX

The system offers two complementary interfaces. The Client Portal is the pinnacle of simplicity, enabling immediate action for your customers. The Operator Interface is a powerful control center for your team, built for efficient management of complex financial processes. We provide detailed training to ensure your team achieves maximum productivity.

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Operational Efficiency

AI intelligence automates workflows, validates data, and performs real-time risk analysis. The result: fewer errors, faster client service, and lower operational costs.

Who It’s For

Who its for image

Banks

For banks looking to offer diverse financing solutions efficiently and securely.

Factoring & Invoice Finance Companies

Perfect for companies that need to manage complex invoice factoring operations with real-time tracking and risk management.

Financial Intermediaries

A solution for intermediaries wanting to integrate financing into their platforms, offering their clients modern, seamless financial services.

There’s no second chance at a first launch — choose tech 
that delivers.

Schedule a Strategy Session

Built for What Matters Most

Full Invoice Lifecycle Automation

Full Invoice Submittance

End-to-end automation from invoice issuance to payment collection, optimizing the entire lifecycle of invoice finance operations.

SCF & Dynamic Discounting

SCF & Dynamic Discounting

Support for Supply Chain Finance and Dynamic Discounting models, helping clients access working capital at competitive rates.

Cloud-Ready, Modular Architecture

Cloud-Ready, Modular Architecture

Flexibility to deploy on-premise or in the cloud, enabling scalability and ensuring that the platform fits your organization’s needs.

API-First Integration

API-First Integration

Easily integrate with your existing systems using an open API architecture, ensuring a smooth, unified experience. 

Front Office & Self-Service Portals

Front Office & Self-Service Portals

Offer your clients a fully online experience, giving them the power to manage their finances on the go with a self-service portal. 

Enterprise-Grade Back Office

Enterprise-Grade Back Office

A powerful operational core supporting every step — from onboarding and verification to risk management, disbursement and post-financing control.

Platform Modules

Comarch Factoring  Core System icon

Comarch Factoring Core System

Interest  Management icon

Interest Management

Monitoring, Audits  and Ledger icon

Monitoring, Audits and Ledger 

Notifications icon

Notifications

Subledger and  Compensations icon

Subledger and Compensations

Customizable  Reports icon

Customizable Reports

Client/Supplier  Portal icon

Client/Supplier Portal 

Cooperation  with Insurers icon

Cooperation with Insurers

How it Works

Streamlined workflows designed for efficiency and control

BACK OFFICE WORKFLOW

BACK OFFICE WORKFLOW

ADMINISTRATIVE CONTROL AND MANAGEMENT

Client Onboarding

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Limits and Contract Configuration

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Counterparties Configuration

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Invoice Acceptance

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Settlements, Monitoring

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Reporting and Dispatch of Reminders

CLIENT PORTAL JOURNEY icon

CLIENT PORTAL JOURNEY

SELF-SERVICE CLIENT EXPERIENCE

Limit Consultation

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Uploading Invoices

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Invoice Approval Process

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Request for financing

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User Management and Reporting

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Connecting with Suppliers/Debtors

Success Stories & Case Studies

  • quotation mark

    BNP Paribas Logo

    "(…) the new system is rated significantly better than the previous version. Customers are able to create invoice templates for their reporting in a simpler way than before."

    ELIZA WYRZYKOWSKA 
    Head of the Factoring Service Department, 
    Member of the Management Board, BNP Paribas Faktoring 

    Read More

  • quotation mark

    Bibby Financial Services

    "(…) once we explored the Comarch Platform and joined the functional workshops, we realized many of our expectations could be met in a smart, efficient way."

    EWA GAWROŃSKA-MICUŃ
    Head of Strategic Marketing and Product for CEE Region, Country Manager Poland

    Read More

    Knowledge Hub

    Comarch is Your Trusted Partner in IT 
    for Finance and more!

    experience icon

    30+ Years of IT Excellence

    Delivering innovative software solutions for Finance, Loyalty, Telecommunications, Healthcare, Public Sector, and Services. 

    Agile icon

    Agile Delivery, Tailored to You

    Fast deployments and continuous improvements powered by dedicated product teams.

    Transparency Icon

    Building on Transparency

    Collaborate closely with clients using Agile methods, co-creating clear roadmaps that address real market needs.

    flexible icon

    Flexible Deployment Options

    On-premise, cloud, or hybrid — you choose what fits your business best.

    Schedule a personalized demo & consultation with our team to learn how Comarch Finance Platform can help transform your financing operations.

    Contact our consultant 

    Comarch Finance Platform Empowers the factoring market through expert insights and close collaboration with industry media and key associations

    BCR logo
    Trade Finance Global Logo
    WOA Digital
    FCI
    Polski związek Faktorów logo
    Want to learn more?

    Tell us about your business needs. We will find the perfect solution.